Sears Gold MasterCard

Pros: No Interest/No Payments offers, No annual fee, Accepted anywhere MasterCard is accepted
Cons: Very High Interest Rates, Paltry Perks, Fee for balance transfers

I have had a Sears credit card for many years but only really started using it when my husband and I purchased our home. Sears had now become the "go to" store for our major household appliances and lawn and garden items. Since the interest rate on our ...

Pros: No annual fee, easy application/approval
Cons: Exorbitant interest rate, mediocre perks

I first got a Sears Gold Mastercard right before I graduated college (approx. 4 years ago), as I was preparing to move to another state - the application amp; approval process was very quick and easy, done while I was giving my car an oil change at the ...