E-Loan

Pros: Fast response time; Competitive rates
Cons: Many restrictions on certain loans

E-loan.com is an on- line resource for those who are in need of funds for any number of personal uses. This company, headquartered in Pleasanton, California, specializes in helping people obtain loans, including those with strong credit records and those ...

Pros: Fast service, good loan rate
Cons: None that I had

Well, not really, but they did save me some money. I love my credit union - it has good checking rates, and I have always had good auto loan experiences. When I applied for a home equity loan, though, the credit union took literally months to get ...

I applied for a home equity loan with E-Loan early in September. I have 100% of equity in my home (no mortgage), no other loans, small credit card debt, but I do have quite a bit of old debt from a prolonged period of unemployment, which was the purpose ...

Pros: Easy and fast application process, fast money
Cons: they take the ball and RUN

Okay - heres the story:

Yesterday I am driving along and listening to all the car ads on the radio and it strikes me that tomorrow (today) is the last day of the month and this is the end of the model year, so it would be a REALLY great day to...

I have had a wonderful experience with E-Loan's Online Store, but I have never applied for a loan. Instead, I have used their monthly credit score monitoring service, which has helped me understand how to boost my credit score at least 14 points in the ...

Pros: Theoretically quick, Many loan types, Get a quick feel for rates
Cons: Loan products actually not very competitive, Customer service is abysmal, Commissions more or less hidden

The concept of E-loan is appealing. You've got good credit, you know what you want and you want it quickly. Why should I pay some loan officer a bunch of bucks to do a monkey's job? Unfortunately the implementation falls apart. You still appear to ...

Pros: Easy to use website
Cons: bait and switch tactics; dangerously bad customer service

Given the recent (early November 2002) drop in interest rates, we decided to shop around to see whether refinancing our mortgage made sense. After looking at various online sources and getting quotes, we knew it was time to refinance. We had used a...

Pros: Great rates, fast service, nice site
Cons: Perhaps too fast

Although I admit that some of it may have been luck I had an amazingly positive experience with E-Loan.

I ran across E-Loan when researching a car on one of the car web sites. I was so preoccupied with trying to figure out which car to get...

Pros: Very quick, good rates, cheap and easy closing, online loan status was really cool
Cons: sometimes had to tell the agent things twice, but usually she was very responsive

We just closed on our house which we mortgaged through e-loan and had a great experience. The total time from our application submittal to closing was 20 days.

We submitted our application on a Saturday morning. As soon as it was submitted, I...

Pros: Fast response, easy website
Cons: Deceptive advertising, high fees

Six months after completing an online application with E-loan,
I still despise this company. Oh, we were approved, and the
rate was quite good--but we walked away from their deceptive
marketing practices.

At the time, E-loan was...

Pros: easy application process, no hassle verifications, check at your doorstep next day.
Cons: dealers may not want to take the check. beware of dealers in this case.

I found e-loans by surfing the net while searching for ways to finance a car purchase. I was somewhat skeptical at the ads and kept wondering where the catch was. I can honestly say there was none. I have good credit (not stellar credit), but I find ...

I'm not sure I can put into words the frustration I have experienced with my first and last e-loan experience. Everything started out fairly smoothly, but it quickly went bad, very bad. I had purchased a car out of state when I decided to use e-loan ...

I was in the market for an auto loan and after some research, decided to apply at capital one and e-loan. Both have a 15 minute reply and similar rates. I applied at both places hoping to get the best deal on my loan. I have a high credit score and ...

We used them to finance our first home purchase and had a good experience choosing the loan we wanted. We hired a real estate agent to help us look for a house, but he complained a lot about how E-Loan wasn't cooperating with him, and that he had to do a ...

Pros: Can search rates on web site, fast processing, good service
Cons: Rates change hourly, didn't get the rate I expected

Working full time, I found this to be a very helpful way to get a loan. I could do almost all the loan work on evenings and weekends.

If you see a rate you like, you will miss it unless you have already gone through their application...