Pay over $1000 for a $300 credit limit and it's still not paid off!!!
Written: Apr 18 '01
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Pros: None
Cons: Everything about this card is a Con!
The Bottom Line: This card is a horrible card and wont do anything for you except cause you problems
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| luvmyson's Full Review: Cross Country Bank |
Ok.. When i first got this credit card I was happy. It was my first credit card and I had bad credit so I decided to use this to build my credit back up.
The first 4 months everything was great no late payments or overlimit fees. Then I hit the 5 month mark and my payment was late which.. they charged me $29, then put me $1.00 in overlimit so they charged me $29 more. After 4 months of them doing this to me when I would mail my payment in 2 weeks before the due date.. I called in a payment of $225.00. This should of almost paid off my credit card with only $50 left to pay on it. The next day I go to the web site and they show my card paid off and TWO payments of $225!!! Not only did they run two of them thru with out my authorization, I called them that instant and explained that they messed up and they need to stop that check and not run it thru.... what did they say to me??
I'm sorry but we cannot do that and it'll go thru and if it doesn't clear we'll wait 12 days and run it thru AGAIN!!
So now my bank acct has two bounced check fees on it that Cross Country Bank claims they will pay, we'll see. My advice is NEVER pay by phone with a check!!
This is the worst credit card I've ever seen in my life. Please if you get offered one.. Please dont take it!! Save yourself some money!!
Recommended:
No
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Epinions.com ID:
luvmyson
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Member: Sarah Nelson
Reviews written: 121
Trusted by: 82 members
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