Discover Card

Pros: Low interest rate, High max!
Cons: Aren't all credit cards a con??? Hehehhee!

Okay, so maybe its not the greatest credit card ever, but it is one of the nicest one out there today. As a student, it has no annual fee, a great credit limit of up to $1000, and an introductory apr of only 5%. Sometimes it even gets as low as 3%....

Pros: Great cash back and no annual fee
Cons: Not as well accepted as MC/Visa

I love this card, for three reasons. I get the cash back and make it off of home and business use. The way I use this is more important than all the details of the card you can find on other epinions listed on this sight. I have been a DC member for over...

Pros: Never asked for it, but was pre-approved
Cons: CUSTOMER SERVICE - HA!!

Many years ago, I got a pre-approved Discover card in the mail. I kept it as an emergency card since I already had a Visa and Mastercard. I started with a $1000 limit, I never activated the card, much less used it, but my limit went up now and then, I...

Pros: Low income qualification, ease of use, customer service people are pleasant.
Cons: Horrible at correcting customer problems, even when they result from their own errors. Not easy to work with at all. Rude collections people. Slow recording of payments, even when sent in plenty of time. Do not recommend getting involved with them unle

I have read with interest many of the reviews of Discover that are listed here. I have been moved to add my own to the list. Unfortunately, my review does not praise the company in the least. However, it does give an accurate description of my...

Pros: I like the cash back, but the cons far outweigh any pro with discover.
Cons: HORRID customer service, no internet purchase protection, the list goes on and on.....

Oh wow. I dont even know where to start. I have recently made purchases from an internet company that decided to declare bankruptcy without fullfilling all of the agreements that were made at the time of purchase. I have called Discover several times...

Pros: None
Cons: Terrible customer service

I have used my Discover card to purchase from Internet company that recently filed for bankruptcy. I have not received all goods and services that I paid for and I called Discover to file a dispute of the charges.

Discover is breaking Federal...

Pros: cash back bonus, online access, superior online encryption, no annual fee, 1 month grace period
Cons: none that I've encountered!

I'm a college student, so I am constantly being bombarded with mail begging me to open pre-approved credit card accounts all over the place. Most of the time I ignore these letters, sending them straight to the trash can without any perusal. But I...

Pros: Cash back. A history of great service with this company.
Cons: No internet fraud protection. Violation of Fair Credit Billing Act.

I have been a Discover Card holder since 1986 and in addition have held a money market account with Greenwood Trust Company for over 15 years. I've always trusted that Discover held my best interests as a purchaser in high regard and as a result give...

Pros: 0.0% Intro Rate & Cash Back
Cons: Awful Customer Service

I recently called Discover because I did not receive the services I purchased from a merchant. I asked if I had any way to get my money back. The two customer service representatives were very helpful and asked all my details, and told me they had...

Pros: rewards 1-2%
Cons: no protection on merchant's unfulfilled service, ie, you possibly lose 100% of your money

I have purchased services (listed by Discover card as Service purchases) from a former on-line company CyberRebate.com with my Discover card in the amount of over $23K between March and April this year. Now this merchant has filed chapter 11 bankruptcy...

Pros: As long as you pay your balance in full every month, everything is okay.
Cons: Rewards program is not what it seems.

Here is another epinion from my fiancee Carrie:

I became a Discover card holder while in college. It was the last credit card I received. At the time I received it, I still was paying off my monthly balances in full. Although Discover had a...

Pros: 1% cash back
Cons: Poor customer service - won't allow any group disputes

This company has totally disregarded all disputes by their consumers relating to cyberrebate charges. Cyberrebate accepted returns and Discover Card will not credit my account and neither will Cyberrebate. I also received damaged goods and Discover...

Pros: Good service, cash back (though puny), generous credit limit
Cons: Interest rate is kinda high

I've done just about everything possible to this credit card, and Discover has dealt with me always in a most professional and polite manner. Let me tell you about all the "wonderful" things I've done:

Lost the card... multiple times...

Pros: Cash back, integrates with Microsoft Money, no fees if you pay your balance monthly
Cons: Not as widely accepted as Visa or MC, high interest rate

I've had a Discover Card for years and am still delighted by the fact that if you use it for routine needs and pay your balance off monthly, you'll get a nice cashback check every year. Discover pays you 0.25% to 1% on every purchase you've charged. I...

Pros: Give good line of credit
Cons: Expected service not there

After about the 30th piece of junk mail that was sent to me from the Discover Company, I gave in. I said "Ok, I have one card that doesn't have enough of a limit on it to buy all my college books." So I decided to get this card. And what do...