Pros: Good Introductory rate Cons: Customer Service is the pits!
Credit cards cause mixed reactions from different people, ranging from relief and security to frustration and despair. They can be a real drain on your personal finances, with all the finance charges, over the limit fees, membership fees, etc. They can...
Pros: You can, like, pay for stuff with it. Cons: I can't give it zero stars.
So I was walking through the mall with a friend, who was on his cell phone trying to cancel his Capital One card. Yes, in the mall; he's one of those people under the delusion that talking on a cell phone in public still makes you cool.
Pros: Gave us credit Cons: Late fees, over the limit fees, monthly fees
I will never forget the day that I applied for Capital One online using their 30 second application. It came back APPROVED for a minimum of $200 unsecured credit limit. I was so excited! My husband and I both have sketchy credit, at best. We had another...
I hate junk mail. I hate it with a passion. I’m sure my mailman hates it as well.
Day after day, week after week, month after month, Capital One floods my mailbox with credit card solicitations. I am not joking when I tell you that I get at...
Pros: Reasonable introductory rate, easy payment, online statements, quick credit line increases. Cons: High annual fee, poor customer service.
It can happen to the best of us. It happened to me. Things get out of control, life doesnt turn out the way we expect, and bam! There goes your credit. These days, its almost essential to have a credit card. You need one to rent a car, shop on ...
Pros: none, easy to get cards Cons: horrible customer service, update account charges every couple weeks
Capital One produces a large variety of cards for the consumer. I decided to take advantage of one of the cards they sent me in the mail which had no annual fee. The card has been nothing but an unendless supply of problems.
Pros: easy to obtain Cons: Bad customer service, interest rates fluctuate too much
Well, is Capitol One a good credit card? Is it a good company? Let me start my ventures with them and you will learn why I feel Capitol One is the worse credit card company ever.
Pros: They work with Bankruptcy, Bad Credit, No Credit - no security deposit or outrageous fees Cons: Higher interest rate and low credit lines
Don't think that because of Divorce, Medical Bills, and/or Bad Credit History that the only credit card you can get is one with high annual fees, security deposit, and low credit limits. Capital One might be able to help you.
Pros: low monthly payments, web-site transactions available, great customer service, painless, accepted everywhere Cons: somewhat high interest rates, high fees for overdrafts
In the world of making major purchases, credit is just about everything. Being able to purchase a nice new car, or get a great percentage on a home mortgage often comes down to your ability to show good credit. There is a wide mixture of things that go ...
Pros: Low interest rates, easy application, good reputation Cons: Poor customer service, incompetent customer information tracking
I work full-time, and travel fairly extensively for business. Since I like to keep my business and personal expenses separate, I am always on the lookout for the "perfect" Visa card to suit my business needs. Last year, I thought I'd found it when I...
I have been trying to re-establish my credit from younger years of mistakes. It has been a long process but it has also made a huge difference in my life, like when I went to buy a new car. I spoke to my father about getting a credit card that didn't rip ...
Pros: they will work with you Cons: none in this case
BACKGROUND I have two Capital One accounts ~ a Visa and MasterCard. Both started with low $500 credit limits and APRs. of 21.9 and 18.9%. The first was the Visa (about 6 years back) and about a year later the MasterCard. At the time I still ...
Pros: Will give most anyone credit and customer service is great! Cons: The price you pay to get credit is a little high!
After reading many reviews about Capitol One Bank, with many of them being negative, I decided to put in my two cents worth! Now, I've been a cardholder for two years now and all I know is that they were there when I needed them!
Pros: it's a credit card Cons: high interest, low limit, fees, fees, and more fees
I got a "you are pre-approved" letter from Capital One during my first year in college and made the mistake of sending the letter back in for a credit card. I received a real-live credit card in the mail with a $600 credit limit and a 21%...
Pros: Absolutely none Cons: Low Credit Lines and Unjustified Late Fees
This review has been revised as of 10-00.
I have revised this review to reflect my current opinion on Capital One and to clear up any misunderstandings that may have surfaced due to this review.
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