Citibank

Pros: 3.9 for a full year
Cons: None

First of all, I am finally recovering from very very bad credit. My husband has & has always had great credit. I hated having to combine our credit for our mortgage, but it was a great learning experience. We got our mortgage with no problem, and...

Pros: low APR, helpful staff, rewards for loyal customers.....
Cons: the credit limit may be too high for the weak

The competition amongst credit card companies these days, is to get new subscribers, through low transfer balance rates. If you're like most Americans, you must receive plenty of junk mail daily, I do too, but if you receive an offer from Citibank,...

Pros: reasonable interest rate
Cons: cant think of any

I have had the citibank platinum card for a while. I think it is a great card to have because it has a lot to offer. I have transfered balances on to it because I call them and they give me an ultra low interest rate to be able to make the transfer....

Pros: Customer Service, Great Promotional Rates
Cons: High Variable Rate

I have played the balance transfer game for quite some time now so I've had more than a dozen cards over the years. Citibank has been the one card that has stayed with me throughout.
Citibank has always offered great promotional rates and the...

Pros: Good customer service, good rates, high credit line
Cons: no fixed rates offered on contract rate.

I own 3 Citibank cards: the platinum select, the dividend, and the diamond preferred.

I keep having good experiences with this company. When I first got my platinum select card, the rate was a prime 5.99 for purchases. In less than a year,...

Pros: Charge Protection ,Extras like insurance, Nice customer service
Cons: none for me

I have a citibank card. Why? Because they offered me an account when I was in college and I got one. This one, and only one, is all I need.

You won't find a dozen credit cards in my purse. I think you only really need one good credit card, and...

Pros: prompt, friendly service
Cons: none

I've had my Citibank for several years now, and consider it to be one of the best I've ever had. Their balance transfer rates are very competitive, and their interest rates on purchases and cash advances are also very good. They also gave me a higher...

Pros: High credit limit, Good Intro APR, Customer Service, Outstanding website
Cons: Met one bad customer service rep. None other than that.

I have a Sony Card for college students from citibank. The application and approval process were a dream. I Just filled the online application form and was notified within 2 weeks. The glitch in the procedure is there wasn't an account activation...

Pros: great C.S.
Cons: not so great rates

So there are cards out there that have better rates, sure. But I have never had a card that has given me the great service that this card has. I have been consistently pleased with the customer service of Citibank, and this is one card I won't be...

Pros: friendly customer service, willing to work with the customer, lower APR
Cons: not a great APR, but will make adjustments

My husband and I do not have the best credit rating at the moment, but not because we aren't trying. My husband received a promotion and substantial pay raise a little less than 18 months ago. For the first 6 months we were paying a mortgage on a house...

Pros: Accountonline, customer service
Cons: Fall too far behind on payments and they can be nasty!

I've had a Citibank credit card since I was a freshman in college (it was my first card). I started with a very small credit limit, and they've treated me great over the 10 years I've been with them.

Recently, I was on vacation when I...

Pros: Great customer service low interest rates great credit increases
Cons: None

I received my first Citibank card (classic) in 1994. I was given a $500 balance while I was in college. I used the card, ran up a bill, paid it off (did it a few times) and they have increased my balance to $2000.

Citibank has always been an...

Pros: Great Credit Limit, helpful customer service, Marvelous Despute Priviliges!
Cons: Interest Rates alittle higher than other banks.

I have been a citibank credit card member since January 2000. I was approved with a $5400 credit limit. $3900 Cash Limit, with a 2% Cash Fee. Citibank's customer service has always been a great help. I have never paid any over the limit fees, late...

Pros: Fast Easy Reputable
Cons: Good online only

I have been turned down by every online card there is- Nextcard etc. But I received an offer in the mail for this card as I already had the Citibank Visa Classic. I went to the website and instantly had a 2000 dollar credit line! I had never shopped...

Pros: Superb Customer Service, No annual fees
Cons: None to mention.

Citibank is superb financial service corporation. Even a young person like me can get things done. They are efficient at everything. From the moment you apply for a card to the moment you make your purchases, you don't have many problems. When you...