Cross Country Bank

Pros: Helps you re-establish your credit, decent rates and fees & OUTSTANDING customer service!
Cons: Higher rates than some

I’d first like to state that Cross Country Bank is geared towards people trying to establish or re-establish their credit. Their rates are high, but they provide credit to those who cannot find credit elsewhere. If you have good credit, this...

Pros: Easy to get, no annual fee required
Cons: Has fees I'd never even heard of!

A friend with very little credit history recently received a Gold VISA credit card solicitation in the mail from Cross Country Bank and asked for my opinion on whether to make application. This was right up my alley on both counts---giving an opinion and...

Pros: helps rebuild credit, gives confidence and buying power
Cons: it costs a few dollars to pay your bill by internet or phone

I've read through several of the reviews here about Cross Country Bank and felt that I wanted to add my good experiences in with the bad. I don't want to try to defend them and can see that people have valid complaints about this company. My experience...

Pros: None that I can identify.
Cons: They use aggressive and illegal collection tactics.

My experience with Cross Country Bank, I suspect, is unique, as I was never even been their customer. Shortly after moving to FL, I began receiving automated phone calls, from an unidentified caller, demanding that I call them at an out of state...

Pros: ???????????
Cons: EVERYTHING - ABSOLUTELY EVERYTHING

Is there a category for ABSOLUTELY MOST HATED? Ok, so I'm more than angry and writing review #2 about Cross Country Bank. I sure hope I won't get time out for this one...

To begin with, Cross Country Bank is on my hated list (or should be)....

Pros: Absolutely none whatsoever
Cons: Biggest scam artists in credit today.

My husband made the mistake of applying for and receiving a credit card from Cross Country. We'd filed bankruptcy in the past, and Cross Country was the first that offered us a chance to start rebuilding our credit. What a crock. Cross Country has...

Pros: Helps you establish credit
Cons: High fees

I was "pre-approved" for the Cross Country gold card. I accepted the card because my credit was not very good at the time(it still isn't terrific, but it is MUCH, MUCH better than before).

They are good to you if you make sure you pay your...

Pros: none
Cons: yeah, they are 'cons'

As I merrily skipped to the mail box to grab our stack of monthly bills, I wondered what wonderful company would offer us a credit card this month.

Alas, it was none other than Cross Country. What a deal! Pre-approved for up to $2500.00...

Pros: None
Cons: Expensive, Poor Customer Support, Poor Customer Relations, Horrible Record Keeping

Being on my own I needed a way to establish my credit so I thought i'd give Cross Country bank a try. I figured, what the heck, i'll bite the bullet and get a card. I needed to be able to rent a car, buy airline tickets and do things that generally...

Pros: Anybody can join
Cons: Poor customer service, outrageous fees

I signed up for the Cross Country Bank visa card after receiving one of those "You're already approved!" mailers. My wife and I are trying to rebuild our credit after wrecking it in college and it seemed like an ideal credit card with...

Pros: None, a complete scam
Cons: Too many to list in one paragraph, read on...

While I was in college, I incurred some small damages to my credit that made it difficult to obtain credit. After much work, I was able to open a secured account at Providian, and soon after, a real Visa card. Several months ago, I received an offer...

Pros: Can't think of any
Cons: I can think of too many

I took the plunge 2 years ago and obtained a visa from ccb. That was even after I had read several reviews from other "victims". Now I'm sorry. Here's the bottom line: If you want a major credit card and your credit is less than perfect,...

Pros: None!!!!!
Cons: Everything about Cross Country Bank!

I have browsed through several epinions regarding Cross Country Bank and finally decided to write my own. I hesitated being that I have never owned one of their credit cards. However, even though I am a professional with a good job, about three years...

Pros: Yes, it does help re-establish credit or help someone establish it for the first time.
Cons: All of the fees.

That's right, I quit my job with Cross Country Bank Today. Well, when an employee is within his/her 90 days, the employee has no time whatsoever for sick days and so on. Twice, I missed work because I was very ill, had a doctor's excuse and still...

Pros: None
Cons: High Fees, Poor Customer Service

Cross Country Bank...Their website states they are "creating opportunities". Well they are in a way, but the opportunities are for them to make money from you!

Lets start with the fees:

For a $300 credit line you pay $50 up front....