Cross Country Bank

Pros: They will give credit to anyone!!!!
Cons: NONE!!!

Cross Country Bank...the first time I heard that title I started to look into it. My brother was complaining about the high fees that they charged him on his pay by phone ($7). Then he told me about every other fee they had and I couldn't beleive it!...

Pros: helps rebuild credit, gives confidence and buying power
Cons: it costs a few dollars to pay your bill by internet or phone

I've read through several of the reviews here about Cross Country Bank and felt that I wanted to add my good experiences in with the bad. I don't want to try to defend them and can see that people have valid complaints about this company. My experience...

Pros: Fantastic Service and High Rewards
Cons: High Interest Rate once You Have Good Credit

Back in 1993 my husband and I were recovering from a bad run of trying unsuccessfully to stay ahead in our bills. We had been struggling for three years up until that point. We finally made it through the tough times and thanks to Cross Country Bank we...

Pros: high application acceptance rate, Visa Gold benefits, good customer service
Cons: $100 activation fee, fee for online and phone pay

When I received a pre approved application in the mail, I was very skeptical. I had heard horror stories and some good ones. I decided to go ahead, because I have little credit.

Initially, I got a $350 limit for the gold card and I was not...

Pros: builds your credit extremely fast
Cons: credit line could start off a little higher

Look, I know a lot of you out there just want to whine and complain over this card. That's all well and good if only you had a legit reason to complain. I have seen the applications and did one thing I'm sure no one has ever bothered to do.

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Pros: Helps you establish credit
Cons: High fees

I was "pre-approved" for the Cross Country gold card. I accepted the card because my credit was not very good at the time(it still isn't terrific, but it is MUCH, MUCH better than before).

They are good to you if you make sure you pay your...

Pros: Gives people a second chance to rebuilt their credit.
Cons: Nothing

Ok...I am tried of hearing about the complaints about Cross Country Bank. Most of you are complaining about the late fees, overlimit fees, $.50 per opinion for the automatic information, and annual fee/account orientation fee. My question to you...do...

Pros: A credit card for those of us with bad credit in the recent past, helpful website
Cons: Low limits, higher than average interest and payments

I went through the end of a bad marriage and a divorce from a man who completely destroyed my credit. To make a long story short, things were obtained for credit based on 2 incomes, but attempts to pay were from 1 income...mine. My credit record looked...

Pros: Helps you re-establish your credit, decent rates and fees & OUTSTANDING customer service!
Cons: Higher rates than some

I’d first like to state that Cross Country Bank is geared towards people trying to establish or re-establish their credit. Their rates are high, but they provide credit to those who cannot find credit elsewhere. If you have good credit, this...

Pros: Gives people with poor credit or no credit ability to re-establish or establish credit
Cons: Fees are hefty and no grace periods

I want to begin by saying that my experience with CCB has been a positive one. I understand everything that the people who are downing CCB are saying, but fail to understand the thought process behind it. People are saying that the fees are outrageous,...

Pros: Relatively high credit limit for an unsecured card geared towards a "bad credit" audience
Cons: Very high fees and interest, even for a "bad credit" credit card.

I noticed that virtually all of the extremely negative reviews (which about 90+% of the reviews were) occurred from late 2001 and before. This makes me wonder based on my more recent experience with CCB whether the lawsuits and bad publicity has made ...

Pros: Yes, it does help re-establish credit or help someone establish it for the first time.
Cons: All of the fees.

That's right, I quit my job with Cross Country Bank Today. Well, when an employee is within his/her 90 days, the employee has no time whatsoever for sick days and so on. Twice, I missed work because I was very ill, had a doctor's excuse and still...

Pros: Helps those with "blemished" credit re-establish their credit.
Cons: High interest rate & monthly maintenance fees.

I have had my credit card with Cross Country Bank for about six months and I have not had any problems with them thus far. I have mailed my payments one week before they are due & they have always posted on time. I don't call to check on my account,...

Pros: They will give you credit when no one else will
Cons: No 800 number, CSR's treat you like dirt and are rude

This was the first credit card that I got after screwing up my credit when I was young. Yes you have to pay a LOT of fees and an outrageous interest rate but when no one else in town will give you credit where can you turn?

I never had any...

Pros: NON
Cons: INTEREST RATE 22 ANNUAL FEE 50 CREDIT LINE INCRESE FEE 100

I was a former card holder of both a mastercard & visa they went from
regular accounts to silver preferred I thought that was good but to
my suprise it just got worse from the beginning the fees that they
where charging me from the...