Pros: great customer service Cons: i really cannot think of any
I like Experian because out of the three major credit reporting agencies this one was the easiest to obtain and read. you can reach them online,by phone,or via the mail.one of the main reasons i like them is that they are easy to reach and if you request...
No BS about your credit report. I was extremely impressed with the professionalism and information I received when I requested a credit report. Their nominal fee of $8.00 was well worth finding out exactly what was up with my creditors. I once had a...
Pros: Fully detailed listings, gives all your credit history accurately Cons: None
After recently receiving my credit information, I can state that Experian provides a very detailed credit report. Many of us probably do not realize the absolute importance of receiving periodically ( annually should be sufficient ) your credit...
Pros: Ultra quick response Cons: So many errors in the first place
The above title is the way I started off my letter to experian on March 19, 2000. I had just received my first credit report from experian and it contained no less than 7 credit errors as well as incorrect personal information about my address, name,...
Pros: good service, disputes for you, friendly Cons: wait 30 days to get your first report
I ordered a free copy of my credit report through Experian in June. I saw a few mistakes with accounts that were closed that were reported open and also a lot of inquiries. An inquiry is when a creditor pulls your credit report. They will do this if...
Pros: Fair treatment when documentation provided. Cons: No negative experiences
There are two distinct camps when credit reports are discussed. Some say the credit reporting agencies are the worst thing on this planet. Others say their experiences have been pleasant, informative, and enlightening. Anyone with one or more credit...
I was amazed at how incredibly easy it was to understand my credit report from Experian after trying to wade through my Transunion credit report. Experian, unlike Trans Union, uses a variety of font sizes and types and the report itself is on large...
Pros: A little slow but Good to clear up your Credit Cons: Have all your Documents ready for inspection
What is Experian?
Experian is a Credit Reporting company that creditors use to see what a person's over all credit rating is like.
What is its' purpose?
It is the central logging house where companies report delinquent accounts, late...
Pros: Experian is easy to view and understand. Customer support is good. Cons: Experian reports may not contain ALL your credit information.
The three major credit reporting agencies are Trans Union, Equifax & Experian/TRW. Not all creditors report to all 3. It is extremely important to check ALL 3 once a year to make sure your credit reports are correct.
Pros: Easy to read...clear and concise. Cons: Outdated addresses
Ok...I'll admit it. I used to have very bad credit. I'm talking in the toilet-kind of bad. Going away to college and being offered every sort of high interest rate credit card led me down the path to financial turmoil. by my senior year, I had 5 cards...
Pros: Easier to read and has a toll-free number to call for credit disputes, comments, etc. Cons: Information may not be as accurate, so you need to review your report at least annually.
When you apply for a credit card, look for your dream house or car or change jobs, note that the companies your apply for may request information about you in the form of a credit report. Experian (formally TRW) is one of the big three credit bureaus...
Pros: Convenient and based on FICO Cons: Scores may lightly vary
Scores are one of the factors that lenders take into consideration when determining whether you are a high risk or not. Other factors may include the amount of debt you can manage, your employment history and more. It may come down to how the lenders...
Pros: Great service and pretty accurate Cons: Limited working hours.
Hey, I am a person who lives on credit and not cash. I use my credit cards as a way of keeping track of my spending and what I buy. So my credit rating is very important to me. With Experian, a major credit rating agency, I can get either free credit...
Pros: Fastest at correcting errors Cons: Online reports can only be accessed once.
Everyone knows how frustrating it can be when you are dealing with getting your credit reports all up to date and accurate. I started pulling my credit reports in Early May.
The most accurate of the three was Experian there were
some...
Epinions.com periodically updates pricing and product information from third-party sources, so some information may be slightly out-of-date. You should confirm all information before relying on it.