Bank of America

Pros: The bank is so big, it has any financial service you could ever hope for
Cons: The bank is so big, it is impersonal and makes you feel like a number

Many large banking operations exist in the USA, competing for the deposits and loans of everyday Americas with smaller, more local banks. One bank that is a giant among America’s financial institutions is Bank of America, a financial operation ...

Pros: The Financial Strength and Varied Services a Large Bank Can Provide
Cons: Slightly Less Personal Than a Community Bank

When I was young, I never thought that this children's rhyme would become a metaphor for the United States banking industry. But my banking experience in the past ten years has proven me wrong.

When we moved to St. Louis in 1989, we joined a...

Pros: customer service helpful, locations everywhere
Cons: sneaky hidden fees, website doesn't work right, ridiculous interest rates

We have to face reality: Banks are in the business of making money for their shareholders, not making their customers happy. Bank of America is no exception.

One of the ways in which Bank of America recently slipped its hot little hands into...

Pros: Direct Deposit, Online Banking
Cons: Lied About Charges, Poor Customer Service

It was just another day at work. Little did I know that I'd soon become involved with one of the worst banks in America. They have a persuasive scam going. Group by group our manager called us into the board room for a presentation by the Branch ...

Pros: Good Service, Great for Overseas
Cons: Human staff a bit unhelpful at times

I opened my first bank account with Bank of America as a senior in high school...about 40 years ago. The local branch manager was happy to open and account and assist me with establishing an "adult" relationship with the bank. Of course his "fatherly" ...

Pros: Big, nationwide
Cons: No service, high fees

First of all, I really dislike banks! It wasn't that many years ago when you had a "personal" relationship with your bank. You knew them, and they knew you. It was quite simple. Not an indifferent group, not a lot of paperwork, and you almost...

Pros: Locations everywhere.
Cons: I can't use the words "Bank of America" without getting a surcharge.

I've been a Bank of America customer for 5 years now. I really, really didn't want to bank with them, but I had no choice seeing as how my only forms of ID were a social security card, and my student ID. Most banks require me to have a driver's...

Pros: Banks All Over the Place
Cons: Have to Take out $20.00 at a time in atm

We have had Bank Of America for quite a few years now. I believe about 15 years.

We signed on with them when they had free checking and free checks.

I have since changed to a different type of account with them so that I can do...

Pros: Lots of branches.
Cons: You don't dare go in them.

If you are expecting a long and drawn out dissertation on the products and services offered by Bank of America, I am going to be direct with you and advise that it is not my intent to provide the same here. Instead of a detailed analysis of all the ...

Pros: a great name
Cons: lousy customer service

Before the Great Quake of San Francisco, Bank of America was called the Bank of Italy. It was one of the few banks that survived that natural disaster. Beyond these known facts, this bank holds little charm for this old sailor.

I remember...

Pros: Accounts are easy to open and easily transferable between states, offers debit cards
Cons: High fees, poor customer service, disadvantageous policies

I got an account with Bank of America more or less by default. I was living in a very small town at the time and there were only two banks that offered a debit card (one of my requirements in a bank account). I went to the other bank to open an...

Pros: Really close to home. Have kept their staff over the years.
Cons: Not all departments know what the others are doing.

Twelve years ago I went to the nearest bank. It was called Barnett Bank. I really got to know the employees, as I owned a restaurant on the next corner. I also did all my personal banking with them too.

Then they changed to Nations Bank....

Pros: Web site ease, array of products, abundance of ATMs in DC
Cons: Shady practices on APR promotions with balance transfer promotions

I decided to give Bank of America a chance when I changed banks a few years ago despite my friend who had very bad experiences with them. I think the main reason I opened up a checking account with BOA was because my current employer at that time had a ...

Pros: Large network, great service, saves money and time
Cons: none that I know of

I do not like writing about really big things on Epinions; it is stupid to be #575… At the same time BofA deserves to be written about and I want to get a bit higher in personal finance ranking. I’m not gonna praise BofA, nor will I spread discontent, I ...

Pros: Bank of America reversed over $300 in NSF fees for me within the past year.
Cons: Certain checking accounts charge for face to face customer service - checks are expensive!

Dial tone.

503-275-2222.

"Welcome to Bank of America. (blah, blah, blah) To speak with an associate, press ZERO at any time."

0.

"Bank of America, this is Michelle speaking, may I have your account number and...