ING Direct

Pros: High savings rates, low loan rates, Internet convenience, referral bonus
Cons: no "checking" accounts, only available for individual and 2-party joint accounts

Updated to change interest rate information, and add a note on the referral bonus. Updated again to correct referral information. Updated yet again to change interest rate information, and correct referral information. ...

Pros: High interest rates on savings; Low or no fees
Cons: Lag time to transfer funds; Web site lacking

Banks have greatly evolved from the days of yesteryear. There was once a time when banking was conducted entirely one- on- one with a bank teller or loan officer. Customers selected a bank located close to their home and conducted their financial ...

Pros: Outstanding rates, great customer service, security for your account
Cons: No instant transfers, having to wait for money to clear before withdrawal

UPDATED ALL RATES April 27, 2009 Don't miss out! Read my review and I can help you get the $25 referral bonus today! I first signed up for ING Direct in June of 2004 and I was very apprehensive at first. It was a relatively new thing to ...

Pros: competitive interest rate, user-friendly web site and automated phone system, no fees
Cons: transactions aren't instant; money isn't available for a few days

Update: As of Sept. 1, 2009, the interest rate for ING Direct's Orange Savings Account is only 1.4%, but it's still a better rate than you would get from most brick-and-mortar banks.I opened an Orange Savings Account with ING Direct in ...

Pros: who can complain about $10 referral bonus?
Cons: difficult to change link to your checking acct, if ya cancel original account

Like many internet users, I am always looking for a way to earn additional money. A friend of mine pointed out that ING Direct was offering a bonus of $25 if you joined before May 31st. The catch was you had to deposit at least $5 from your own checking ...

Pros: Great rates - easy to transfer money - easy to use website
Cons: Day or two wait when transferring money (not really all that bad)

About 3 years ago, I was looking for a bank that offered a higher rate of interest than my current neighborhood bank does. That's when I found ING Direct online bank. They were offering an interest rate that was much higher than my current ...

Pros: high interest, several savings options, can talk to a live person, referral bonuses, no fees
Cons: must be linked to a "real" bank, Orange checking account promotes fraud

****UPDATE**** I recently went through a very scary ordeal with ING and it pretty much does away with much of my previous opinion. To see my original review, read below. My opinion about the ease of use and high interest rate remain the same but ...

Pros: No fees or minimums. Great customer service. Nice interest rates.
Cons: Checking account is one per person and not available to minors.

I have always liked to do my banking online and keep track of my money. When I received a flyer in the mail about ING Direct it piqued my curiosity so I decided to check into it further. I was pleasantly surprised by the information I found. ING ...

Pros: No Fees , No Minimums .. No Catches - It's True
Cons: slow transfers

Welcome to the 136th review of ING on this Epinions site. But if you have some spare cash lying around - read on. The Top Line ING Direct offers a no-brainer way to earn more $$ on your cash with an internet-only savings account tied to your ...

Pros: Easy interface, nice rates
Cons: It is online, so my withdrawals and deposits are electronic.

I’ve had accounts in ING Direct (online) bank for several years now. I established single savings accounts for myself and my wife, each time using an available $25 sign-up bonus I received during a Quicken upgrade from a few years ago. I opened a ...

Pros: Higher yields on savings than brick-and-mortar banks, good customer service, easy setup.
Cons: No ATMs, limited account and funds choices.

Introduction 18 months ago when a rash of layoffs hit my company, I looked around at the empty offices abutting mine and thought, "I need to have a safety net!" I checked my credit union savings account and noticed a disastrously small amount of ...

Pros: Multiple financial based offerings, Excellent website, Easy to learn functionality, Solid history since inception.
Cons: Not the highest savings interest rate available online, but worthwhile advantages negate this con.

Note to Reader This review is lengthy because of the financial based concern involved, one I personally take ultra seriously. I don’t know about you and how you feel about money, but I work hard for mine. I’m going to bring some ...

Pros: Competitive rates, modern website, many options, monthly interest distributions
Cons: Lag time, no checking account option

I had heard a lot about ING - its modernity, its simplicity, and its competitiveness. A simple look at Bankrate.com had ING Direct as one of the most competitive banking institutions in the nation. Consistently, I saw that its CD rates and savings ...

Pros: High APY, no minimum deposit required for Savings or CD, fun website.
Cons: Funds not immediately available for withdrawal as they are from a regular bank.

THE ORANGE SAVINGS ACCOUNT ING Direct is becoming renowned for their “Orange Savings Account” which is a friendly high-yield money market account that requires no minimum balance to either open or maintain. The current APY (Annual Percentage ...

Pros: Rate of return. Security. Convenience.
Cons: Lack of paper trail (for those who want it). Need to memorize account number.

Hello. I've been with ING since their initial States ad blitzkrieg in 2001. I've referred many people to ING and have been monetarily rewarded for my referrals a few times. Normally, I don't review products or services that have been reviewed many ...