ING Direct

Pros: High interest rates
Cons: Online only

I absolutely LOVE ING. I currently have two accounts with them. One for myself, and one for my son. I love the fact that these savings accounts have such high interest rates. Right now, they are at 4.10 APY... of course it seems to go down every time ...

Pros: Higher Rate on saving products
Cons: no person relationships

ING Direct is one of the easiest online banks that I have ever used. There rates on all there product beat almost every other company that I have found. I have one financial institution that I use for everything else except my saving. The reason is no ...

ING Direct is one of the best savings-devices I have found that does not require you to be anything close to a financial wizard. It is a true savings account - not a Mutual Fund, CD or any other type of account that would have restrictions (time, min. ...

Pros: Clever Advertising
Cons: Deceptive in action, long phone waits

As a company that advertises no hidden fees, they sure zinged me with a last minute catch that made ...

Pros: Fantastic, no fine print service with consistently top rates
Cons: 3-4 days for money to transfer back into your checking when you withdraw it

ING Direct's saving account is FANTASTIC service. I have had it for more than a year now and used it very actively and I'm completely satisfied. They do exactly what they say -- top rates with no fine print and no fees. I dumped all my savings accounts...

Pros: High rates on savings accounts
Cons: Chaotic, disorganized, inefficient loan department - AVOID!

I have had an Orange Savings account with ING for over a year without any problems, although I have never required live assistance. The problems started when I applied for a Home Equity Line of Credit (October 2004) . The Home Equity department claims ...

Pros: Better savings rate, well-managed integration with your checking account, Auto-pay and Auto-savings plan
Cons: yet to find...

Hi, I have a ING Orange Savings Account, ING Home Equity and Mortgage Account for more than 1 year. So far, I never had any issues with them and they provide the best rates as well as service. I would say that there website is one of the best and ...

Pros: High APY, Easy to use, great service
Cons: hard to deposit money into checking account

I recently opened up an ING Direct Savings account. The APY is much greater than bank of america was giving me on a savings account. The account also does not have any fees. I recently got very fed up with bank of america and began looking to take my ...

Pros: Good interest rate No Fees
Cons: Cancels your account at the drop of a hat Hard to deposit paper checks

We tried them and everything seemed good until we had one snafu with direct deposit and they canceled our account. My wife just started a job last month and set up direct deposit. They assured her that it would go through on the 15th. I based a ...

Pros: better rate than local banks
Cons: Arbitrary and punitive policies, poor customer relations, Emigrant Direct offers higher rates

My son (a teenager at the time) tried to open an ING savings account in 2002. He had just moved back home and ING could not verify his address, so ING would not allow him to open an account. OK, so he opened an account in a local bank and forgot about ...

Pros: People! very secure, you earn interest!! simple operation, helpful bank
Cons: none!!!!!!!!!!!!!!!!!!!!!!!

i have only been with the bank for 3 weeks for banking but have had the savings account for a while. but in the 3 weeks that i have had the bank i am impressed! fist of all the login process is really sucure way more than my old craappy bank (BOA) ...

Pros: Excellent rate of return, FDIC, great reputation, ease of use, security seems very high
Cons: Some delay in withdrawing funds (up to five days)

After getting frustrated with the less than 1% I was getting in my so called "High Performance" money market account, I went searching for other options. While there is another online bank with a slightly higher rate of return (as of this review), the ...

Pros: Website works pretty well for Internet banking.
Good overdraft policy if you have credit.
Cons: Customer service so-so.
4 day hold on electronic interbank transfers !

I have been a fairly satisfied ING Direct customer until recently. I'm wondering if the financial crisis has changed how ING processes interbank transfers. I noticed that they placed a hold on funds recently transferred electronically from my outside ...

Pros: Excellent rates, honest, and a privacy policy that assures, well, privacy!
Cons: None yet

I've maintained an ING savings account for about a year, and I can best summarize them by saying... they're f'ING great! Although the interest rate on my account has dropped to only 2%, that's still about 2% more than my local Wells Fargo dares to...

Pros: Interest rate.
Cons: Poor customer service. Not the highest rate.

I had an account with ING Direct for about 6 months. I went to remove money from the account and I was told my account was not set up properly and I would not be able to take money out until additional items were done and some time passed. I could not ...